NMLS #220956
Hi, I'm Scott.
Scott Swartz and his team at OrginPoint in San Diego, CA knows what it takes to make your homeownership dreams come to life. For more than 20 years, Scott has been helping clients just like you get the right home financing solutions for their unique needs. Whether you're a first-time buyer, are looking to build your portfolio through real estate, or are seeking financing for a luxury property, Scott Swartz and his team of licensed lending professionals will guide you through the financing process from start to finish — all while keeping you and your realtor informed at each step of the way.
More Solutions Mean More Success
Unlike banks and other lenders, OrginPoint offers numerous home financing products for a variety of needs and circumstances. We'll work closely with you to understand your situation and match you with the best financing solution. Here's just some of what we have to offer:

* Jumbo financing up to $10 million s/b $9.5 million for luxury and high cost homes Cross-Collateralization
* 12 Month 24 Month Bank Statement Products
* FHA home loans with a down payment requirement as low as 3.5%
* FHA 203(k) rehabilitation loans for financing a home and qualifying repairs
* Construction-to-permanent loans for building new homes
* VA home loans with up to 100% financing for those who've served
* Reverse mortgages for homeowners 62 years or older
* Home equity lines of credit (HELOCs) for special purchases, repairs, and more
* Investment property programs for those building their portfolio with real estate
* USDA rural home loans for financing a home in a qualifying USDA rural area
* Refinance programs for those with FHA, VA, conventional loans

More Than a Decade of Proven Results.
When you work with Scott Swartz, you're working with one of the top originators in the United States. Scott has helped thousands of clients buy homes as well as helping current homeowners refinance to take advantage of the best financial solution for their situation. Scott takes a personal approach to ensure that his clients are well informed throughout the process of buying or refinancing. His goal is to get rid of the negative stigma that surrounds purchasing or refinancing a home as being a stressful process. Bottom line: Scott and his team understand mortgages.
Check out what our customers have to say.
Check out these popular articles.
Learn more about purchasing a home, the mortgage process, the best way to stay competitive and other important mortgage tips.